Financial Empowerment Among First-Year Students of College of Education: Basis for Financial Literacy Program
Financial Empowerment Among First-Year Students of College of Education: Basis for Financial Literacy Program
Joricson B. Alfredo, Valerie C. Guzman, Herminio C. Orpricio Jr., EdD., Vincent T. Ignacio, Graille B. Banggollay, Benedict S. Baytos
Ifugao State University-Potia Campus, Philippines
Publication Information
Journal Title: International Journal of Research and Scientific Innovation (IJRSI)
Author(s): Alfredo, Joricson B. ; Guzman, Valerie C. ;Jr., Herminio C. Orpricio; Ignacio, Vincent T.; Banggollay, Graille B. ;Baytos, Benedict S.
Published On: 10/15/2025
Volume: 12
Issue: 15
First Page: 1477
Last Page: 1488
ISSN: 2321-2705
- Cite this Article Alfredo, Joricson B. ; Guzman, Valerie C. ;Jr., Herminio C. Orpricio; Ignacio, Vincent T.; Banggollay, Graille B. ;Baytos, Benedict S. ; Financial Empowerment Among First-Year Students of College of Education: Basis for Financial Literacy Program, Volume 12 Issue 15, International Journal of Research and Scientific Innovation (IJRSI),1477-1488, Published on 10/15/2025, Available at https://rsisinternational.org/journals/ijrsi/articles/financial-empowerment-among-first-year-students-of-college-of-education-basis-for-financial-literacy-program/
Abstract
This study aimed to determine the level of financial empowerment among first-year students of College of Education, the barriers and the interventions. The questionnaire was the main instrument used to gather the needed data and it made used of descriptive research design under quantitative research and also used qualitative research for the research interview to find their knowledge, skills and attitudes towards their finances. There are one hundred ninety-two (192) respondents came from the first-year students of College of Education at Ifugao State University-Potia Campus. The descriptive statistical treatments were used in the analysis and interpretation of the gathered data. The findings revealed that the first-year students of College of Education are financially empowered which helps them to save their money. Financially empowered gives them a knowledge to be responsible to manage their finance. Furthermore, the interventions that will be implement to enhanced financial literacy and empowerment among first-year students of College of Education is the project IMPOK- Income, Management, Pathways, Opportunities and Knowledge for future educators. These interventions help the students of the College of Education to broaden there knowledge not just on saving and budgeting their money but also it teaches them to be more responsible in their finances, seek more opportunities, how to manage their incomes and budgets, also it will lead them to a better way on how to be more cautious enough on their finances.
Keywords: financially empowered, financial literacy, empowerment, Interventions, Management
